01Agreement
These Terms of Service ("Terms") are an agreement between you and A&O Analytics ("A&O Analytics", "we", "us") for your use of the Alfred dashboard, the tradewithao.com websites, our Discord community, alerts, and any related tools (together, the "Service").
By creating an account, subscribing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service. You must be at least 18 years old and able to form a binding contract.
02Research and education only; not investment advice
The Service provides market data, research, rule-based scores, model outputs, paper-trading records and educational content. It is published for general information only. It is not investment, financial, legal or tax advice, and it is not a recommendation or solicitation to buy or sell any security, option or other instrument.
We are not a broker-dealer, an investment adviser, or a commodity trading advisor, and we do not know your finances, goals or risk tolerance. Scores such as "5/5", grades, setups, contract examples, model scores, exit plans and alerts are impersonal and are the same for every subscriber with the same settings. You alone decide whether and how to trade, and you are solely responsible for those decisions. Consider speaking with a licensed professional before you trade.
03Risk of trading options
Trading securities, and options in particular, involves substantial risk, including the loss of your entire investment and, for some strategies, losses greater than the amount invested. Options are not suitable for every investor. Before trading options, read the Options Clearing Corporation's "Characteristics and Risks of Standardized Options".
Prices move quickly. Bid/ask spreads, fees, slippage, liquidity, early assignment, trading halts and gaps can cause results very different from anything shown in the Service.
04Performance, paper results and hypothetical results
Records shown in the Service, including Omega's track record, the signal archive, research simulations and strategy leagues, are paper or hypothetical results unless they are clearly labelled as real brokerage fills. Hypothetical and paper results have inherent limits: they are prepared with the benefit of hindsight or simulated execution, usually at mid-market prices, and do not reflect the effect of real money, real fills, emotions or every cost.
Past performance, real or hypothetical, does not guarantee future results. No representation is made that any account will or is likely to achieve profits or losses similar to those shown. Results shared by members or by our founder are their own and are not typical or promised.
05Data and accuracy
The Service relies on third-party data (for example market data from brokers, TradingView widgets, FINRA and exchange sources) and on automated systems. Data may be delayed, incomplete, inaccurate or unavailable, and models and rules may be wrong. We do not guarantee the accuracy, completeness, timeliness or availability of any data or output. Verify prices with your broker before acting.
06Alerts and notifications
Alerts (in the app, by push notification, email or Discord) are a convenience. They can be delayed, duplicated, missed or wrong, and they depend on your device, your settings and third parties such as Apple, Google and email providers. Do not rely on an alert for any time-sensitive decision. You can change or turn off alerts at any time in the app. By enabling an alert channel you agree that we may send you those messages.
07Accounts
You are responsible for your login and for everything done with your account. Accounts are for one person and may not be shared, resold or used to provide the Service to others. Tell us promptly at info@tradewithao.com if you believe your account has been used without permission.
08Subscriptions, billing and cancellation
Paid plans are sold and billed through our payment partner (currently Whop) under its terms. Subscriptions renew automatically at the then-current price until cancelled. You can cancel at any time from your Whop account; cancellation takes effect at the end of the current billing period.
Refunds: all payments are final and non-refundable, including for partial billing periods, unused time and plan downgrades, except where the law requires a refund. Cancelling stops future renewals and you keep access until the end of the period you paid for. We may change prices or plans with notice before your next billing period.
09Brokerage and third-party connections
If you connect a brokerage or other third-party account, you authorize us to access the information that connection allows. Unless a feature clearly says otherwise, connections are read-only and we never place trades in your brokerage account. Any automated trading feature offered by the Service connects only to paper (simulated) accounts unless you are explicitly told otherwise and agree in writing. Your use of third-party services is governed by their terms.
10Acceptable use
You agree not to: share your login; resell, redistribute, publish or broadcast any part of the Service, including scores, alerts, research or data, without our written permission; scrape, crawl or bulk-download the Service; reverse engineer, decompile, overload or interfere with the Service; use the Service to break any law or to manipulate any market; or harass other members. We may remove content and suspend or end accounts that break these rules.
11Intellectual property and proprietary rights
Alfred and everything in it is the private, proprietary intellectual property of A&O Analytics. This includes the software and source code; the scoring model, agents (including Omega) and their rules; the user interface and user experience, meaning the layouts, screens, workflows, visual design, look and feel, copy, icons, and the selection and arrangement of features; scores, research, track records, videos and other content; and the Alfred and A&O Analytics names and logos. They are protected by copyright, trademark, trade dress, trade secret and other laws. All rights not expressly granted to you are reserved.
We give you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial research while your account is in good standing. You get no other rights.
Without our prior written permission, you may not: copy, reproduce, imitate or create derivative works of the Service or any part of it, including its UI, UX, design, workflows or content; use the Service, or anything learned from it, to design, build or train a competing product, model or service; record, screenshot, frame or mirror the Service to redistribute, resell or share it in a paid group, course, signal service or any other commercial setting; sell, sublicense or share your access; or remove any copyright or proprietary notice. You may share an occasional screenshot of your own dashboard for personal, non-commercial discussion if you credit "Alfred by A&O Analytics" and do not post paid research in a way that replaces a subscription.
Unauthorized copying, redistribution or use breaks these Terms, may infringe our copyrights, trademarks and trade secrets, and may expose you to civil and, in some cases, criminal liability. We may end your access immediately without refund and seek every remedy the law allows, including injunctions, damages and legal fees. Feedback you send us may be used without obligation to you.
12Privacy
Our Privacy Policy explains what we collect and how we use it. In short: we keep your account, profile, settings, watchlists and alert history to run the Service; we use privacy-respecting analytics to improve it; and we do not sell your personal information.
My Journal: if you import or log your own trades, we store those trade records in your account only to show them to you (your journal, insights, calendar and plan reminders). We do not share them, publish them, or use them for our research or track records, and you can delete all of them at any time from My Journal. Insights about your trades describe your own history and are not advice.
Phone and push alerts: if you turn on notifications for a device, we store that device's push registration so we can send the alerts you set up. You can remove a device or turn alerts off at any time in the app or in your device settings.
13Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE.
14Limitation of liability
TO THE FULLEST EXTENT ALLOWED BY LAW, WE WILL NOT BE LIABLE FOR ANY TRADING OR INVESTMENT LOSSES, LOST PROFITS, OR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM IS LIMITED TO THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AND ONE HUNDRED U.S. DOLLARS. SOME JURISDICTIONS DO NOT ALLOW THESE LIMITS, SO THEY MAY NOT ALL APPLY TO YOU.
15Indemnity
You agree to defend and indemnify us against claims, losses and costs (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Service, or your trading decisions.
16Suspension and termination
You may stop using the Service at any time. We may suspend or end your access if you break these Terms or if we stop offering the Service. Sections 2 to 5 and 10 to 18 survive termination.
17Disputes and governing law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.
Any dispute arising from these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, except that either party may bring an individual claim in small-claims court. The arbitration will take place in Florida or by video.
You and we each waive the right to a jury trial and to bring or join a class or representative action. If this waiver is found unenforceable for a claim, that claim will be heard in court and not in arbitration.
You may opt out of this arbitration section within 30 days of first accepting these Terms by emailing info@tradewithao.com with your name and the email on your account.
18Changes to these Terms
We may update these Terms. When we do, we will change the version and date below and ask you to accept the new version before you continue using the Service. If you do not accept, you may cancel your subscription.
19Contact
A&O Analytics, Florida. Email: info@tradewithao.com. Legal notices to us, including arbitration opt-outs, are made by email to that address.
The other documents
A&O Analytics, Florida. Questions: info@tradewithao.com